🙄"WTH Is ETF"?
Explained...And are ETFs Halal tho?
Happy Friday, Hustler! 🎀
We’re officially ten days in 2025.
Kesi Vibes aa rahi hain ab tak?
Abhi tak mujhe to kuch samaj nai aa rahi, maybe cause we just started🤔.
Bilkul ETFs ki tarah jin ki most logo ko starting par nahi ati…
ETFs se yad aya…
Ap ne note kiya ho ga ke,
Hum normally ETF, DeFi or HODL jesi terms apne newsletter main bohat kam use karte hain.
Or na hi zyada complex terminology ko yahan discuss karte hain.
na hi un ke halal ya haram hone par question kiya. 🤐
Wo kyun?
Kyun ke ham samajhte hain ke har insaan ka different understanding or comprehension level hota hai.
And for another IMPORTANT reason…
Because our Inspired Analyst Family has two parts.
Beginners: Students, aspiring crypto traders, and beginners who are getting guidance from our resources inside our Discord’s unpaid version.
Pros: Ustaad traders, our platinum and premium members, full-time traders, who understand complex Cypto terminology like reading a kid’s poem because of their years of experience.
And we have a place for BOTH of them here:
Or hamare lie dono hi equally important hain.
Because the beginners always go on and become those platinum members who make big bucks every other day with the help of our moderators.
Through the journey of reading and watching our content gather knowledge about the world of crypto and trading and become a pro at it by practicing.
So, aj ka topic bhi aik one of the most knowledgeable session hone wala hai ap ke lie.
Doesn’t matter if you’re a beginner or a seasoned pro…
ap ko ETF ki simplest or quick si explanation milne wali hai.
So let’s begin:
What is ETF in simple terms?
Chalain aj ham aik story ki help se ap ko is ka meaning, purpose, and significance clear karte hain.
Let’s suppose tumhari engagement ke baad tum pehli bar apne hone wale susral jaa rahe ho.💍
or Ache impression ke lie kuch acha sa lekar hi jao ge. 😎
To tum ek bakery mein jate ho, aur tumhe un ke liye pastries kharidni hain🍰. Problem yeh hai ke tumhe nahi pata ke unko chocolate pastries pasand hain ya vanilla ya red velvet.
Ab agar tum ek mixed box le lo, jisme thodi chocolate, thodi vanilla, aur thodi red velvet pastries hon, toh problem solved, right?
Bas, ETF (Exchange-Traded Fund) bhi aise hi kaam karta hai!
Ek ETF woh mixed pastry box ki tarah hai, jo tumhe alag alag flavors (yaani stocks) ka ek combination deta hai. Iska matlab, tum ek hi investment mein multiple companies ke stocks ka chhota-chhota hissa le sakte ho.
Kaise Kaam Karta Hai?
Jab tum stock market mein ek ETF ka share kharidte ho, tum basically ek “basket” le rahe ho jisme:
Tech companies ka thoda hissa (like Google aur Apple)
Healthcare companies ka thoda hissa (like Pfizer)
Aur energy sector ka thoda hissa (like Tesla ya Exxon)
Matlab, ek ETF lene ka matlab hai sirf ek cheez ke bharose nahi rehna. Agar ek pastry (ya stock) nahi chali, toh doosri pastries (ya stocks) balance karengi.
Safe aur smart move, right? 😉
Ab crypto ETFs samjho:
Socho tumhe Bitcoin, Ethereum, aur Dogecoin mein invest karna hai, lekin directly unmein paise lagane mein risk lagta hai. Toh tum ek Crypto ETF kharid sakte ho, jo in sabka ek balanced combo hai.
Matlab:
Ek hi ETF ke through tum Bitcoin ka thoda, Ethereum ka thoda, aur Dogecoin ka thoda hissa apne portfolio mein le sakte ho, bina directly crypto market ke up-downs ka tension liye.
Iska maza yeh hai ke jaise pastries box lena asaan hai (aur fun bhi!), waise hi ETFs lena beginners ke liye safe aur diversified investment option banata hai.
So, agle time jab investment ki baat aaye, sochna:
“Ek hi flavor ke bharose kyun rahoon, jab poora mixed box le sakta/sakti hoon?!” 🥳
Ab is ki samajh to aa gai, Lekin sab se important cheez par ate hain…
Is ETF Halal?
Yes, agar ETF Shariah-compliant ho, toh ye halal ho sakta hai.
Shariah Compliant ka matlab?
Ye ETFs un companies ya assets mein invest karte hain jo Islami principles ke mutabiq ho, aur haram cheezon se door rahein jaise riba (sood), alcohol, gambling, aur unethical industries.
Kis Type ke ETFs Halal Hain?
Halal ETFs, jinhein Shariah-compliant ETFs bhi kehte hain, aksar:
🚫Haram Industries Ko Exclude Karte Hain: Jaise alcohol, pork, gambling, aur sood par chalne wali banks.
🔰 Halal Businesses Mein Invest Karte Hain: Healthcare, technology, aur halal-certified food companies jaisi industries par focus karte hain.
⏱ Interest-based Debt Ko Limit Karte Hain: Un companies ko screen karte hain jinki interest-based debt zyada ho.
Misal ke taur par, “SP Funds S&P 500 Sharia Industry Exclusions ETF” ek halal ETF hai jo sirf Shariah-compliant companies mein invest karta hai.
Iska Saboot Kya Hai?🧾
Islami scholars ne halal investing ke liye guidelines develop ki hain. Bohat se halal ETFs Shariah advisory boards se certified hote hain jo ensure karte hain:
Investments Islami finance principles ke mutabiq ho.
Portfolio ka lagataar monitoring hoti rahe.
Quran mein haram earnings se bachne aur fair trade par zor diya gaya hai:
☪"Aey imaan walon, ek dosray ke maal ko na-jaiz tareeqe se na khao, magar woh tijarat jo tumhari raza mandi se ho." (Surah An-Nisa 4:29)
And rest assured we will NEVER promote any haram ways or earning rizq✨.
Is liye, halal ETFs structure Islami principles ke mutabiq banaya jata hai, taake Muslims ethically and responsibly invest kar sake.
If you SERIOUSLY want to level up to the PRO part of the Inspired Analyst community then Do It.
No one’s stopping you Except YOU.
Or— this one Click…
See you with another banger next week.
Signing Off,
Areeba—Team Inspired Analyst.
Very well explained inshallah I will soon join your premium group
very well explained!